SDLT
Enter price and buyer type to see total duty and band breakdown.
FTB relief applies up to £425k. No relief if price exceeds £625k.
Stamp Duty (SDLT) calculator
Estimate stamp duty for property purchases in England & Northern Ireland. Includes first-time buyer relief and the additional property surcharge.
Rates used: current England & NI SDLT bands (with first-time buyer relief bands). This is an estimate only and excludes Scotland (LBTT) and Wales (LTT).
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Stamp Duty (SDLT)
England & NI bands with first-time buyer/surcharge rules.
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How to use the UK Stamp Duty (SDLT) Calculator
Enter the price. Pick your buyer type. Click Calculate. See total duty and a clear band table.
Quick steps
- Price — type the property price in pounds (e.g.
350000). -
Buyer type — choose one:
- Standard — you are replacing your main home or you own one home only.
- First-time buyer — you and anyone you buy with have never owned a home. Relief applies up to £425,000 and only if price ≤ £625,000.
- Additional property (+3%) — second home or buy-to-let. A 3% surcharge applies to each band.
- Click Calculate (or press Enter).
What the result shows
- Total SDLT in pounds.
- Effective rate (total duty ÷ price × 100%).
- Band breakdown — each price slice, the rate on it, and the tax due on that slice.
Choose the right buyer type (important)
- First-time buyer — pick this only if all buyers are first-time buyers. If the price is over £625,000, relief does not apply at all (the tool switches to standard bands).
- Additional property — pick this if you will own another home after completion (even if your main home does not change) or you are buying to let. The 3% surcharge stacks on top of each band.
Examples (inputs)
- FTB, £300,000 → Price:
300000, Buyer:First-time buyer. Calculate. - FTB, £650,000 (no relief) → Price:
650000, Buyer:First-time buyer. The tool applies standard rates. - Second home, £400,000 → Price:
400000, Buyer:Additional property (+3%). - Standard, £1,000,000 → Price:
1000000, Buyer:Standard.
Tips for accurate results
- You can type commas or plain digits — both work.
- Check buyer type first; it changes the duty a lot.
- Buying with someone else? All buyers must be FTBs to claim FTB relief.
- Moving home and selling your main home at the same time? Pick Standard.
- If you keep your current home and buy another, pick Additional property (+3%).
- England & Northern Ireland only. Scotland (LBTT) and Wales (LTT) use different rules.
Troubleshooting
- “Enter a valid property price.” — add a number (no letters), e.g.
275000. - FTB over £625k — relief cannot apply; totals use standard bands by law.
- Numbers look high? Check if you selected Additional property (+3%) by mistake.
Note: This is an estimate based on current SDLT bands for England & NI. It does not handle special cases (e.g., multiple dwellings relief, company purchases, leases with rent). For binding figures, check your solicitor or HMRC.